Cómo solicitar beneficios por discapacidad

Cómo solicitar beneficios por discapacidadLa discapacidad es algo que puede ocurrirle a cualquiera. Y de hecho nos ocurre a muchos.
En 2010 se reportan más de 8 millones de personas discapacitadas en el país. Hoy en día, una persona de 20 años de edad tiene un 30 por ciento de probabilidad de quedar discapacitada antes de jubilarse.

Afortunadamente para muchos, el Gobierno federal puede ayudar.
La Administración del Seguro Social ofrece beneficios a individuos que sufren de una discapacidad que los aflige a largo plazo. En 2010, estos beneficiarios recibieron en promedio cheques de $1,065 al mes.

Diana Varela, portavoz de la agencia, explica el proceso de solicitar beneficios por discapacidad y ofrece algunos consejos sobre la mejor manera de solicitarlos. (Descarga la entrevista completa en formato.mp3 (5MB) o lee la transcripción).

Lo que se considera una discapacidad
Varela dice que el Seguro Social define la discapacidad como una condición médica de carácter físico, mental o emocional que impide a la persona trabajar por más de 12 meses. La discapacidad puede ser causada por una lesión o enfermedad.
Aunque existen algunos programas que ofrecen beneficios a personas parcialmente discapacitadas, el Seguro Social solamente ofrece beneficios a individuos que han quedado totalmente discapacitados.
Requisitos para recibir los beneficios
No hay una edad mínima para recibir beneficios por discapacidad. El Seguro Social ofrece beneficios para niños con discapacidades a través de un programa llamado Seguridad de Ingreso Suplementario, el cual no se basa en el historial laboral de la persona.
Los requisitos para adultos varían dependiendo de su edad, pero en términos generales la agencia evalúa:
El tiempo que la persona discapacitada trabajó en su empleo más reciente
Si la persona ha acumulado suficientes créditos para recibir beneficios del Seguro Social
El Seguro Social ofrece más detalles sobre quién puede recibir beneficios en su página de Internet, segurosocial.gov/espanol.
El tiempo que tarda el proceso de aprobación
El tiempo de aprobación puede ser diferente para cada persona, pero en promedio dura cuatro meses.
La agencia recientemente comenzó a utilizar un proceso acelerado de aprobación para personas con los casos más severos de discapacidad. Es un modelo computarizado que identifica los casos con mayores probabilidades de que el solicitante esté discapacitado. Este nuevo proceso puede determinar rápidamente si existe suficiente evidencia médica para que la persona reciba beneficios. La agencia puede tomar una decisión en cuestión de días.
“De cualquier forma nuestra agencia está comprometida a mejorar el proceso de aprobación por discapacidad para que sea mucho más rápido “, dijo Varela.
La mejor manera de solicitar beneficios
Varela dice que el mejor modo de solicitar beneficios es a través de la página de Internet segurosocial.gov/espanol. El individuo debe llenar una solicitud y proveer información como su diagnóstico, pronóstico, exámenes médicos y medicamentos que está tomando en ese momento.
El otro modo de solicitar beneficios es a través de la línea telefónica (800) 772-1213, en donde se le pedirá al individuo hacer una cita y presentarse en persona en una oficina local del Seguro Social.
“Aun así cuando la persona tiene una cita recomendamos que trate de obtener y completar su informe a través de Internet”, dijo Varela.
Para aprender más sobre temas relacionados con beneficios del Gobierno visita GobiernoUSA.gov, el portal oficial del Gobierno de los Estados Unidos en español y parte de la Administración de Servicios Generales (GSA) de EE. UU. Este artículo es una colaboración de GobiernoUSA.gov y la Administración del Seguro Social.
* Distribuido por Contenido Latino

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